Home Insurance To Cover Pets

Does your home insurance cover pets?

Analysis shows that £801.8m worth of home insurance claims have been rejected due to pet-related damage.

Damage caused by pets is a common exclusion from standard home insurance policies, but the survey found that 45% of UK pet owners were not aware that their policy didn’t cover their animals. This has resulted in over 48,000 claims being denied, meaning about 2% of UK pet owners have lost out because they were not aware of the terms and conditions of their insurance.

It’s always important to read the small print as having a claim rejected could result in having to pay higher premiums, so it’s crucial to check that you’re definitely covered before making a claim.

As with all insurance policies, conditions and exclusions will apply.

Sources:

https://www.propertyreporter.co.uk/pet-damage-costs-policyholders-801-million-in-rejected-home-insurance-claims.html